Home | Geraldton Wealth Pty Ltd

(08) 9964 2522 | hello@gwealth.net.au | www.gwealth.net.au

Our Values

Purposeful Life

We live by the principles of Ikigai; we encourage and help create life with meaning. We educate our clients to enjoy their lives and in doing so, they can relax knowing that their financial life will be taken care of.

Financially Confident

Mindset is everything.
We believe in bringing a positive mindset to money and in doing so this ensures our clients have peace of mind knowing that they can live a comfortable life.

Helping Life’s Challenges

We are problem solvers and are dedicated to helping people navigate life’s challenges. We are trusted advisers offering support, education, and solutions to all of our clients unique circumstances.

Our Services

Investments

Retirement

Risk Insurance

Centrelink

Superannuation

SMSF

Meet Our Team

The Team

Jennifer

GradDipFPParaplanner / Senior Technical Officer

Kelly

GradDipFPDirector / Financial Adviser

Kelly

Receptionist

What Our Clients Are Saying About Us

“WOW that’s amazing the current values are actually a lot more than I thought, got to be happy with that. Thanks so much again Hun for all your help I think it’s been a worthy move for sure.“
Skyla
“A small token of my appreciation for you great efforts recently in helping me otain the Age Pension, from completing the application form for me to ensuring my application was approved and that I received all benefits to which I was entitled. I still cant believe how simple and easy the whole process was, and how quickly my application was approved, all of which I put down to your professionalism and how thorough and detailed you were in completing my application for me, and with every step in the whole process. I was absolutely over the moon with how you kept me fully informed every step of the way with how my application was progressing, what to expect next and so on. I never once wondered what was going on – you always ensured I knew”
John
“More than happy with my retirement investment outcomes thus far”
Irene

Our Pricing

Meet

First appointment $350

Discussion with you to clarify your goals, work through your financial priorities and increase your financial knowledge. This session may be stand-alone as an opportunity to increase your financial knowledge or become the first step towards addressing and establishing your financial plan.

If you proceed with our advice, we may reduce our implementation fee by the cost of the initial consultation meeting.

Receive

Initial strategy from $4,800

Once we uncover what’s important to you and where we can assist, we workshop the numbers.

Behind the scenes we review and compare strategies to create a road map to financial freedom.

We present this to you as comprehensive advice and implement your strategies.

Review

Service packages from $320 p/m

To ensure the continued success of your strategies, that they keep pace with changes in your circumstances and the financial environment, it’s extremely important to constantly review and tweak.

The fee for this service varies and is dependent on the level of support you require and the complexity of your personal situation. We discuss this aspect of our service with you during the initial advice.

Useful Resources

Client Manuals

We have developed an extensive collection of guide series for clients. They comprise a unique collection of financial planning and accounting materials for any one interested in managing their finances as effectively and efficiently as possible.

Client Newsletter

Our newsletter is published on a monthly basis and designed to keep you up to date with news and important information relevant to accounting, business, investments, superannuation and taxation. Sign up for our newsletter today.

Diary Notes

Our diary notes cover topics relevant to client needs. We address topics such as taxation, superannuation, business issues, financial planning, intergenerational planning, investments and more. Most visitors find these notes highly relevant to their situations.

Send us a message

08 9964 2522
hello@gwealth.net.au
130 Augustus Street Geraldton WA 6530

Recent Diary Notes

Understanding The New $3 Million Super Tax and How It Affects Your Wealth

With significant changes to superannuation tax laws on the horizon, it is essential for high-net-worth individuals to understand the potential impact on their wealth. The looming increase in tax rates on superannuation balances exceeding $3 million has generated substantial debate. As the implementation date draws near, taking a thoughtful and informed approach is vital. However, note that this measure is not yet law.

Financial Potential in Your 40s: Preparing for a Comfortable Retirement

The forties are often considered peak earning years, presenting crucial opportunities to maximise financial gains while preparing for retirement. This decade is ideal for boosting superannuation contributions, taking full advantage of concessional contribution limits to enhance retirement savings. Ensuring comprehensive financial protection through life, disability, and critical illness coverage becomes more important than ever. Maintaining a healthy work-life balance not only improves mental health and life satisfaction but also supports better financial decision-making. Additionally, this is an opportune time to begin estate planning and considering wealth transfer strategies, ensuring assets are distributed according to your wishes while minimising tax liabilities for heirs. By focusing on these key areas, you can solidify your financial future and secure a comfortable, stable retirement.

Financial Strategies for Your 30s: Balancing Wealth Building and Responsibilities

Your thirties often bring more complex financial responsibilities, such as starting a family or purchasing a home, making this decade crucial for building upon early financial habits to ensure long-term stability. Balancing the costs of homeownership and family planning requires thoughtful budgeting and exploring available incentives. Optimising investment strategies becomes fundamental, with diversification across various asset classes helping to balance risk and potential returns. Efficient debt management, including paying off high-interest debts and exploring refinancing options, can lead to significant financial relief. By strategically managing investments, debts, and planning for family-related expenses, you can establish a robust financial platform that supports your growing family's needs and future aspirations.

Financial Fitness in Your 20s: Laying the Groundwork for a Secure Future

Your twenties are a pivotal time in your financial journey, offering the perfect opportunity to lay a robust foundation that will support your goals throughout life. Cultivating a savings mindset, such as automating savings into a high-interest account, helps build financial security. Enhancing your market value through skill development can lead to better salary negotiations, while avoiding high-interest debt and distinguishing between good and bad debt ensures financial stability. Investing early, even with small amounts, leverages the power of compound interest for long-term growth. By focusing on these key areas—savings, income building, debt management, and investing—you set yourself up for a financially sound future, avoiding common pitfalls that can hinder economic progress.

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